Terms of service
Not written yet — and empty beats invented.
Stripe asks for this URL at onboarding, so it is needed before payments go live — but it has to match the real returns, shipping and liability position, and the shipping rate is still provisional.
This is a real gap, not a placeholder that will quietly ship. Terms of service is on the launch checklist and the store should not take money without it.
In the meantime
The two policies that change what you should do today are written in full: refunds & returns and shipping & delivery. Anything else, ask us.